Dr Shane Oliver explains what investors should keep in mind.
Dr Shane Oliver explains what investors should keep in mind.
Sharp market falls with headlines screaming that billions of dollars have been wiped off the share market (funny that you never see the same headlines on the way up!) are stressful for investors as no one likes to see the value of their investments decline. However, several things are worth bearing in mind...
The first strategy is to always pay more than the minimum.
A surge in financial information and opinion combined with our inclination to focus on negative news risks making us worse investors: more fearful, more jittery, more reactive, less reflective & more short term. This is potentially harmful to our long-term financial health.
The period August to October is a time for anniversaries of financial market crises – the 1929 share crash, the 1974 bear market low, the 1987 share crash, the Emerging market/LTCM crisis in 1998, and of course the worst of the Global Financial Crisis in 2008...
For years now, many have told us that Australia is heading for an imminent recession. By contrast official forecasts have long been looking for several years of above trend growth. In the event neither has happened and we don’t see them happening anytime soon. Against this backdrop there are five things you should know about the Australian economy...
The past five years have seen pretty good returns for well-diversified investors. While cash and bond returns have been modest, growth assets have been strong. Average balance growth superannuation funds have returned 8.5% pa over the five years to June and that’s after fees and taxes. This is particularly impressive given that inflation has been around 2%.
For the last two calendar years the Australian dollar has defied our expectations for weakness. But after hitting $US0.81 in January it’s been trending down as US interest rates fell below the Australian cash rate, the threat of a US-driven trade war increased and it recently broke below a short-term range around $US0.74 and fell as low as $US0.72 on fears of contagion to global growth from a crisis in Turkey.
More than one in five Australian’s in their mid 20s still live at home. Find out why and learn more with AMP.
This list of common money personalities could shed light on how you and those around you measure up. Find out more with AMP.
AMP Tomorrow Maker Sam Marwood and friends are matching retiring farmers with those wanting to work the land but lack the financial means.
Aussies aged 65 and over can now top up their super with the proceeds from the sale of their main residence. Learn more about downsizing for retirement with AMP.
If you file for divorce, or separate from your de facto, who gets to keep the superannuation money? Discover more about superannuation and divorce today with AMP.
This financial year is the first time employees can claim a tax deduction for their personal super contributions. Find out more with AMP.
Everyone is different, so it’s important to ask yourself the right questions as the cover you require will depend on multiple factors.
Changes aimed at improving housing affordability have passed through parliament. Find out more with AMP.
Want to know how to live a longer, healthier life and make your money last? AMP explores what we can learn from the Blue Zones and the secrets of a long life.
If you’re wondering whether super is improving retirement outcomes for Australians, AMP takes a look at some of the findings.
The recent share pullback has seen much coverage and generated much concern. Dr Shane Oliver offers seven considerations for investors.
A survey has revealed that around 90% of Aussies make impulse purchases. Find out how you can make your money go further with AMP.
Find out what lies ahead for the spring property market for first home buyers and upgraders from AMP Capital economist, Diana Mousina.
There are several questions people have about insurance. See what they are and what you can do! – AMP
If you’re looking to turn your gap year into something employers will value, check out these five things worth taking note of.
If you or someone you know has recently been made redundant, check out our 5-point action plan for what to do next.
The Australian retail environment remains in a tough position due to factors weighing on consumer demand along with discounting pressures from competitors.
More than ever, smart credit card use extends far beyond just clearing your debt.
The price of childcare may be a deterrent to working, but loss of income, super and other benefits may cost more.
Many Australians, in particular low-income earners, are set to benefit from the latest superannuation changes. See how new rules could impact you.
Is growth still in the forecast for the new financial year? Shane Oliver reveals his predictions
Economic abuse is recognised as a form of domestic violence in many, but not all, Australian states.
Find out about investment opportunities in 2017 from Dr Shane Oliver, Head of Investment Strategy and Chief Economist, AMP Capital Investors.
Knowing what's happening in the economic markets can help, together with your financial planner, make confident decisions about your financial well-being. Dr Shane Oliver delivers an up to date and easy to understand view of the global markets through our regular publication "Oliver's Insights"
Dr Shane Oliver is Head of Investment Strategy & Chief Economist at AMP Capital Investors and one of Australia's most respected economists.
For the latest editions of Oliver's insights, click here
Since 2001, AMP and the National Centre for Social and Economic Modeling (NATSEM) in Canberra have produced a series of reports that open windows on Australian society, the way we live and work - and our financial and personal aspirations.
The reports focus on the distribution of income and wealth as key factors that differentiate generations and segments of society. AMP sponsors this research to help our customers make informed financial and lifestyle choices.
Reports include: "Modern Family - The changing shape of Australian families - October 2013", "The Cost of Kids: the cost of raising children in Australia - May 2013" and "Prices these days! The cost of living in Australia - May 2012". View the reports here.